Fight My PCN logoFightMyPCN

BW Legal Parking Charge: What to Do

Last updated: June 2025 · 12 min read

Important: Have you received a County Court claim form?

If you have received a County Court claim form (not just a letter from BW Legal), you must respond within 14 days. Do not ignore it. Failing to respond will result in a default judgment against you, which will appear on your credit file and can be enforced. See our County Court Defence Guide for immediate help.

Receiving a letter from BW Legal about an unpaid parking charge can be alarming. The language in these letters is deliberately designed to create urgency and pressure you into paying immediately. Before you do anything, take a moment to understand who BW Legal actually is, what powers they have, and what your options are.

This guide covers everything you need to know about dealing with BW Legal, including what they can and cannot do, how to respond to their letters, and what happens if the matter escalates to court. The key message is this: do not panic, and do not pay without first understanding your rights.

Who Is BW Legal?

BW Legal is a solicitor firm that acts for BPA member parking companies in pursuing parking charge claims. They handle pre-action correspondence and County Court claims.

BW Legal is a regulated solicitor firm. This means they can send formal legal demands and, importantly, they can file County Court claims on behalf of their parking company clients. Solicitor correspondence carries more weight than a standard debt collection letter because the firm has the authority to initiate legal proceedings directly.

Full Name

BW Legal Limited

Type

Solicitor

Why Did I Get a Letter from BW Legal?

If you have received a letter from BW Legal, it means that a parking company has passed your unpaid parking charge to them for recovery. This typically happens after the parking company has sent its own initial notices and you have either not responded or not paid. The parking charge has now moved from the initial notice stage into the debt recovery or legal escalation phase.

The typical sequence is as follows: first, the parking company issues a Parking Charge Notice (PCN), either on your windscreen or through the post after a DVLA keeper enquiry. If that goes unpaid, they may send reminder letters and a Notice to Keeper under POFA 2012. If payment is still not received after these initial stages, the parking company will instruct BW Legal to pursue the debt on their behalf. BW Legal then sends its own series of letters, which are typically more forceful in tone and may threaten further action.

It is important to understand that the involvement of BW Legal does not change the underlying legal position. The parking charge is still a civil contractual claim, not a criminal matter. The same defences that apply to the original PCN still apply at this stage. If the original charge was invalid, it does not become valid simply because it has been passed to BW Legal.

Which Parking Companies Use BW Legal?

BW Legal acts on behalf of several private parking operators. If you have received a letter from BW Legal, check which parking company originally issued your PCN. The specific operator matters because each company has its own patterns of compliance, common signage issues, and likelihood of pursuing court action.

The following parking companies are known to use BW Legal for debt recovery or legal proceedings:

  • --Various BPA member parking operators

If your parking company is listed above, you can find specific guidance on challenging their charges by visiting the relevant company page. Each operator has known weaknesses in their procedures that can form the basis of a strong defence.

How Much Are They Asking For?

BW Legal demands typically range from £170 to £370 in pre-court letters. Court claims can reach £500-£650+.

It is worth noting that the amount demanded by BW Legal may be significantly higher than the original parking charge. This increase typically includes added administration fees, debt recovery costs, and sometimes solicitor costs. Whether these additional charges are legitimate and recoverable is often questionable, particularly if they were not disclosed on the original car park signage or in the terms and conditions.

Under the Consumer Rights Act 2015, any charges must be transparent and not unfair. If the signage at the car park only stated a charge of, say, 100 pounds, the parking company may have difficulty justifying a demand for significantly more. On the small claims track in county court, solicitor costs are generally not recoverable, which limits what the parking company can actually claim if the matter goes to court.

Should I Pay BW Legal?

This is the question that brings most people to this page, and the honest answer is: it depends on the specifics of your case. There is no universal right answer because each parking charge turns on its own facts. However, there are some important principles that can help you decide.

Before paying, you should consider whether the original parking charge was valid in the first place. Did the parking company comply with POFA 2012? Was the signage adequate? Were you actually in breach of the terms? Was the charge proportionate? If there are legitimate grounds to challenge the charge, paying simply because you received a letter from BW Legal may mean giving up money you do not owe.

On the other hand, if the charge is valid and you were genuinely in breach of clearly displayed terms, paying at an earlier stage will usually be less expensive than waiting for the matter to escalate. Some people choose to pay to avoid the stress of further correspondence, and that is a personal decision.

What you should never do is pay simply because the letter sounds threatening. BW Legal's letters are carefully worded to create a sense of urgency and fear. The tone of a letter does not change the legal position. If the charge is challengeable, it remains challengeable regardless of how many letters you receive or how strongly worded they are.

What Powers Does BW Legal Actually Have?

As solicitors, BW Legal can send formal legal demands and file County Court claims. They have no pre-judgment enforcement powers.

Many people assume that receiving a letter from a solicitor firm means that serious legal consequences are imminent. While it is important to take correspondence seriously, it is equally important to understand the actual limits of what BW Legal can do. Their letters may imply consequences that they do not have the power to deliver.

BW Legal Powers Summary (Solicitor Firm)

ActionCan They Do This?
Send formal legal demandsYes
File a County Court claimYes
Send bailiffs (before a CCJ)No
Affect your credit score (before a CCJ)No
Clamp or tow your vehicleNo
Issue a criminal penaltyNo
Enforce payment without a court orderNo

The bottom line is this: BW Legal cannot force you to pay. As solicitors, they can file a court claim, but even then, you have the right to file a defence. No money can be taken from you without a court order, and many claims are dropped when a strong defence is submitted. Understanding this distinction is essential to making an informed decision about how to respond.

Known Issues with BW Legal

Based on reports from motorists and public records, the following issues have been associated with BW Legal:

  • --Inflated demands above signage amounts
  • --Pursuing claims with questionable merits
  • --Adding solicitor costs in pre-action demands

If any of these issues apply to your case, they may strengthen your position if the matter goes to court. Document everything and keep all correspondence as evidence.

How to Respond to BW Legal

How you respond to BW Legal depends on the stage the matter has reached and the strength of your case. However, there are some universal principles that apply regardless of the specifics. Following these steps will protect your position and avoid common mistakes that could weaken your case.

  1. 1Take their correspondence seriously
  2. 2Do not call or admit liability
  3. 3Check the validity of the original charge and POFA compliance
  4. 4Respond to Letters Before Action within the deadline
  5. 5File a defence if a court claim is issued

One of the most important things to remember is that a phone call to BW Legal can do more harm than good. Anything you say on the phone may be used to establish that you acknowledge the debt or accept liability. Stick to written correspondence, keep copies of everything, and do not make any admissions.

If the matter has reached the Letter Before Action stage, the parking company is signalling that they are considering filing a court claim. This does not mean they will definitely proceed, but you should take it seriously and begin preparing your defence. Many claims are dropped when the parking company or their solicitors receive a well-structured defence that demonstrates the motorist understands their rights.

Don't let BW Legal pressure you into paying

Generate your defence

Can BW Legal Take Me to Court?

BW Legal does pursue court claims but volumes are lower than DCB Legal or Gladstones. Strong defences regularly lead to discontinuance.

If BW Legal does file a County Court claim, you will receive a Claim Form (N1) from the County Court Business Centre or your local court. This is a formal legal document and you must respond within the deadline. You will have 14 days to acknowledge the claim and then a further 14 days to file your defence (28 days total from service).

If a court claim is filed, do not panic. Parking charge claims are heard on the small claims track of the county court, which is designed for ordinary people to represent themselves without a lawyer. The process is relatively straightforward, and the financial risk is limited. On the small claims track, each party generally bears their own costs, so even if you lose, you will typically only have to pay the original charge plus court fees -- not the other side's solicitor costs.

The most important thing is to file a defence. A well-drafted defence that raises legitimate legal arguments -- such as POFA 2012 non-compliance, inadequate signage, or a disproportionate charge -- significantly increases the likelihood that the parking company will discontinue the claim rather than risk losing at a hearing. Our County Court Defence Guide explains the process in detail.

Frequently Asked Questions

Is BW Legal a real law firm or just a debt collector?

BW Legal (BW Legal Limited) is a regulated solicitor firm. They are authorised to provide legal services and can file County Court claims on behalf of their parking company clients. Their letters carry legal weight because they have the authority to follow through with court proceedings.

Can BW Legal affect my credit score?

No. BW Legal cannot directly affect your credit score. Only a County Court Judgment (CCJ) can appear on your credit file, and that only happens if a court claim is filed and you either lose the case or fail to respond within the deadline. Simply receiving letters from BW Legal has no impact on your credit rating whatsoever.

Should I ignore letters from BW Legal?

You should not ignore letters from BW Legal. As a solicitor firm, they do have the ability to file County Court claims, and they are known to follow through in many cases. While many charges never reach court, ignoring correspondence entirely can put you at a disadvantage if the matter does escalate. Keep all letters as evidence and consider filing a defence if a court claim is issued.

How do I stop BW Legal from contacting me?

You can write to BW Legal requesting that they cease contact. Under the Financial Conduct Authority (FCA) guidelines and the OFT Debt Collection Guidance, debt collectors and solicitors must treat you fairly and not subject you to harassment. If you are receiving excessive calls or letters, you can make a formal complaint. However, ceasing contact with them does not make the underlying parking charge go away -- the parking company may still pursue the matter through other channels.

What happens if I pay BW Legal?

If you pay BW Legal, the matter will be closed and no further action will be taken on that particular charge. However, once you have paid, it is extremely difficult to recover the money, even if the original parking charge was invalid or unenforceable. Before paying, you should carefully consider whether the charge is legitimate and whether the parking company has complied with all legal requirements, particularly POFA 2012.

Don't let BW Legal pressure you into paying

Generate a professional, court-ready defence document tailored to your specific situation. Start with a free draft -- no payment required.

Start Your Free Defence